Commercial Property                                                               Private Money Loan

  • Loan Size: $100,000 to $3,000,000

  • Loan Types: Refinance, Equity Cash Out (Commercial Purpose Only), Bridge Loans

  • Property Types: Light Industrial, Office, Multifamily (5+ units), Retail

  • Loan-to-Value (LTV): up to 65% for 1st Trust Deeds, up to 50% (CLTV) for 2nd Trust Deeds

  • Loan Term: 6 months to 3 years

  • Loan Position: 1st or 2nd Trust Deed,

  • Interest Rates: 9% to 11%

  • Fees: 2.5-3.5 points plus underwriting and attorney’s fees, No Junk Fees

  • Initial Underwriting Requirements: Loan Application, Credit Check, Income Verification, Appraisal or BPO